I called T-Mobile (my cell phone provider) to ask how I could cut down my cell phone costs. The first thing I knew to do was:
- Cut out my $5/month international texting. I use this to text my brother but our text #s average quite lower than the $5 would cost. Moreover, it was essentially for when he was in an emergency, and that doesn't happen monthly.
- Delete insurance, $7.99/month. The main reason for this is, there's still a $130 deductible on the insurance, and the phone itself costs under $300, so the phone would almost pay for itself even *if* something were to happen.
- Delete unlimited calls. I'm not a phone chat person so there's no need to have unlimited minutes whatsoever.
All in all, a great debt defeater!
Today's Debt Defeating Accomplishments:
- Slashing the phone bill!