Cell Phone: Toward Debt Defeating

I cut my cell phone bill by $40/month!

I called T-Mobile (my cell phone provider) to ask how I could cut down my cell phone costs.  The first thing I knew to do was:

• Cut out my $5/month international texting.  I use this to text my brother but our text  #s average quite lower than the $5 would cost.  Moreover, it was essentially for when he was in an emergency, and that doesn't happen monthly.
• Delete insurance, $7.99/month.  The main reason for this is, there's still a $130 deductible on the insurance, and the phone itself costs under $300, so the phone would almost pay for itself even *if* something were to happen.
• Delete unlimited calls.  I'm not a phone chat person so there's no need to have unlimited minutes whatsoever.

All in all, a great debt defeater!

Today's Debt Defeating Accomplishments:

• Slashing the phone bill!